Budget Mastery Program
Most people treat budgets like rigid cages. We see them differently — as flexible tools that adapt to real life. Our September 2025 cohort focuses on building financial systems that actually work when plans change.
This isn't about spreadsheets that gather dust. It's about developing practical approaches that help you make better decisions when you're standing in the grocery store or considering a career shift.
Reserve Your SpotHow We Built This Approach
Our program evolved from working with real people facing actual financial challenges — not theory from textbooks.
Started With One Workshop
Fifteen people showed up to our first session in La Plata. We expected to teach traditional budgeting. Instead, we learned that people needed flexibility more than strict rules.
Rebuilt Everything
After working with 80+ participants, we scrapped our original curriculum. People weren't failing because they couldn't follow plans — they were failing because life doesn't follow plans.
Refined The Framework
We tested our flexible budgeting system with 120 participants over six months. The approach worked across different income levels and life situations — from students to retirees.
Opening New Cohort
Our eighth program kicks off this autumn. We're keeping groups small — twenty participants maximum — so everyone gets attention on their specific challenges.
Who Leads These Sessions
Leandro Ibañez
Flexible Systems Designer
Spent twelve years helping small businesses manage cash flow during Argentina's economic shifts. Now applies those crisis-tested strategies to personal finance. His approach assumes uncertainty rather than fighting it.
Catalina Urdaneta
Behavioral Finance Coach
Worked in traditional banking before realizing most financial advice ignores how people actually make decisions. She focuses on building systems that account for emotions, impulses, and the way our brains really work with money.
What Participants Actually Do
Real Project From Last Cohort
One participant — let's call her Sofia — came in with seventeen failed budget attempts. She worked freelance, so her income jumped around constantly. Traditional fixed budgets made her feel like she was always failing.
- Built a three-tier spending system that adjusted automatically based on monthly income
- Created decision frameworks for handling unexpected expenses without guilt
- Developed buffer strategies that worked with irregular income patterns
- Six months later, she was still using the system and had built three months of reserves
That's the kind of practical work participants do. We build systems for your actual life — not some idealized version that doesn't exist.